Net Salary Calculator Pakistan — Monthly Salary After Tax
See your real monthly net salary in Pakistan after FBR income tax, provident fund and EOBI deductions — with a full monthly and annual breakdown.
Monthly salary daalein aur estimated tax/net salary dekhein.
Tax Year 2027 · FY 2026–27
- Status:
- Enacted — Finance Act 2026
- Effective:
- 1 July 2026 – 30 June 2027
- Last verified by CalcuPK:
- 15 July 2026
Your salary before any tax or deductions.
Provident Fund contribution rates vary by employer (commonly ~8.33%–10% of basic salary). Enter your actual rate.
EOBI employee contribution is set by the EOBI Act as ~1% of the notified minimum wage. Edit the amount below for your case.
Net salary estimate
Your inputs are calculated in your browser and are not stored by CalcuPK.
Monthly breakdown
Effective tax rate
| Item | Amount |
|---|---|
| Gross salary | PKR 150,000 |
| Income tax | – PKR 6,000 |
| Provident fund | – PKR 0 |
| EOBI | – PKR 0 |
| Other deductions | – PKR 0 |
| Net salary | PKR 144,000 |
Email me this result + a filing-season reminder
Only about this. No spam. Unsubscribe anytime. We never sell your data.
How to use this calculator
- 1Choose whether you want to enter your salary monthly or annually.
- 2Enter your gross salary (before tax and deductions) and any bonus or allowance.
- 3Pick the tax year and add your provident fund rate, EOBI and other deductions.
- 4Read your net salary instantly, then share it on WhatsApp.
Formula & how it works
The calculator works in four steps:
- Annual gross = (monthly salary + bonus) × 12
- Income tax = FBR progressive salary slabs applied to annual gross. For Tax Year 2027 no high-income surcharge applies; earlier years apply their own surcharge through the tax-year config
- Monthly deductions = income tax ÷ 12 + provident fund + EOBI + other
- Net salary = monthly gross − total monthly deductions
Tax slabs are progressive: each rate applies only to the income that falls inside its band. See the salary tax guide for the full slab table.
Net Salary Calculator for Pakistan
Your gross salary is rarely what lands in your bank account. Between FBR income tax, provident fund contributions, EOBI and other deductions, the difference can be significant. This net salary calculator for Pakistan turns your gross pay into a clear net figure so you can budget with confidence.
The calculator uses the official FBR salary tax slabs for the tax year you select. Because the slabs are progressive, a raise never reduces your net salary — only the income inside a higher band is taxed at the higher rate. Switching between monthly and annual input makes it easy whether you think in monthly salary or an annual package (CTC).
Pair this with the FBR Income Tax Calculator to focus purely on tax, or the Tax-Deductible Investment Planner to see how pension contributions can lower your tax.
Frequently asked questions
Related calculators
Salary Worth After Inflation
Did your raise beat inflation? Real vs nominal increase.
Open calculatorFBR Income Tax Calculator
Compute annual & monthly income tax on FBR salary slabs.
Open calculatorFiler vs Non-Filer Savings
See how much extra non-filers pay across transactions.
Open calculatorVehicle Finance EMI
Estimate monthly car installment, markup & total cost.
Open calculator