Net Salary Calculator Pakistan
See your real monthly take-home pay in Pakistan after FBR income tax, provident fund and EOBI. Enter your gross salary to get a clear net figure with a full monthly and annual breakdown.
← Part of Tax Calculators Pakistan
Last updated: 1 July 2025
Your salary before any tax or deductions.
Provident Fund contribution rates vary by employer (commonly ~8.33%–10% of basic salary). Enter your actual rate.
Assumes PKR 370/month employee contribution.
Take-home salary
Your inputs are calculated in your browser and are not stored by CalcuPK.
Monthly breakdown
Effective tax rate
| Item | Amount |
|---|---|
| Gross salary | PKR 150,000 |
| Income tax | – PKR 6,000 |
| Provident fund | – PKR 0 |
| EOBI | – PKR 0 |
| Other deductions | – PKR 0 |
| Net take-home | PKR 144,000 |
Formula & how it works
The net salary calculator works in four steps:
- Annual gross = (monthly salary + bonus) × 12
- Income tax = FBR progressive salary slabs on annual gross (plus surcharge if applicable)
- Monthly deductions = income tax ÷ 12 + provident fund + EOBI + other
- Net take-home = monthly gross − total monthly deductions
Want just the tax figure? Use the salary tax calculator.
Example calculations
Worked examples for Tax Year 2026 (Jul 2025 – Jun 2026), based on taxable salary (income tax only, before provident fund or EOBI).
Tax on 100,000 monthly salary in Pakistan
On a monthly salary of PKR 100,000 (PKR 1,200,000 per year), the estimated FBR income tax is PKR 500 per month (PKR 6,000 per year), an effective rate of 0.5%. That leaves about PKR 99,500 take-home before any other deductions.
Tax on 150,000 monthly salary in Pakistan
On a monthly salary of PKR 150,000 (PKR 1,800,000 per year), the estimated FBR income tax is PKR 6,000 per month (PKR 72,000 per year), an effective rate of 4.0%. That leaves about PKR 144,000 take-home before any other deductions.
Tax on 200,000 monthly salary in Pakistan
On a monthly salary of PKR 200,000 (PKR 2,400,000 per year), the estimated FBR income tax is PKR 13,500 per month (PKR 162,000 per year), an effective rate of 6.8%. That leaves about PKR 186,500 take-home before any other deductions.
Tax on 300,000 monthly salary in Pakistan
On a monthly salary of PKR 300,000 (PKR 3,600,000 per year), the estimated FBR income tax is PKR 38,833 per month (PKR 466,000 per year), an effective rate of 12.9%. That leaves about PKR 261,167 take-home before any other deductions.
Tax on 500,000 monthly salary in Pakistan
On a monthly salary of PKR 500,000 (PKR 6,000,000 per year), the estimated FBR income tax is PKR 106,750 per month (PKR 1,281,000 per year), an effective rate of 21.3%. That leaves about PKR 393,250 take-home before any other deductions.
| Monthly salary | Annual tax | Monthly tax | Monthly take-home | Effective rate |
|---|---|---|---|---|
| PKR 100,000 | PKR 6,000 | PKR 500 | PKR 99,500 | 0.5% |
| PKR 150,000 | PKR 72,000 | PKR 6,000 | PKR 144,000 | 4.0% |
| PKR 200,000 | PKR 162,000 | PKR 13,500 | PKR 186,500 | 6.8% |
| PKR 300,000 | PKR 466,000 | PKR 38,833 | PKR 261,167 | 12.9% |
| PKR 500,000 | PKR 1,281,000 | PKR 106,750 | PKR 393,250 | 21.3% |
Take-Home Salary Calculator for Pakistan
Your gross salary is rarely what lands in your account. Between FBR income tax, provident fund, EOBI and other deductions, the gap can be significant. This take-home salary calculator for Pakistan turns gross pay into a clear net figure so you can budget with confidence. Explore more tools in our Tax Calculators Pakistan hub.