Fixed Deposit / Savings Profit Calculator Pakistan
Project the maturity value and profit on a fixed deposit or savings account in Pakistan, after withholding tax — with compound interest.
Last updated: 1 July 2025
Maturity & profit
Your inputs are calculated in your browser and are not stored by CalcuPK.
Maturity composition
| Item | Amount |
|---|---|
| Principal | PKR 1,000,000 |
| Gross profit | PKR 120,055 |
| Less withholding tax | – PKR 18,008 |
| Net maturity | PKR 1,102,047 |
How to use this calculator
- 1Enter your principal and the bank's annual profit rate.
- 2Set the tenure in years and the compounding frequency.
- 3Choose filer or non-filer to apply the right withholding tax.
- 4Review your net profit and maturity amount.
Formula & how it works
Compound interest:
A = P × (1 + r/n)n·t
- Gross profit = A − P
- Tax = gross profit × withholding rate
- Net maturity = P + (gross profit − tax)
Fixed Deposit Profit Calculator Pakistan
Thinking of locking your savings into a fixed deposit or term account? This calculator shows what you'll actually receive at maturity after withholding tax, using compound interest. Compare different tenures and compounding frequencies to make the most of your savings.
Notice how being a filer increases your net return — non-filers face a higher withholding rate on profit. See the difference in our Filer vs Non-Filer Calculator.
Frequently asked questions
Related calculators
Vehicle Finance EMI
Estimate monthly car installment, markup & total cost.
Open calculatorHome Loan / Mortgage
Estimate home financing installment and total markup.
Open calculatorInflation Impact
See how inflation erodes your money over time.
Open calculatorEducation Fee Planner
Plan future university fees and monthly savings.
Open calculator