Home Loan Calculator Pakistan — Mortgage EMI Estimate
Estimate the monthly installment, total markup and total repayment for financing a home in Pakistan.
Rates reviewed: 16 June 2026 · effective 1 July 2025
Loan amount: PKR 15,000,000
Annual markup / profit rate offered by your bank.
One-off fee as a % of the loan amount.
Your installment
Your inputs are calculated in your browser and are not stored by CalcuPK.
Total cost breakdown
| Cost | Amount |
|---|---|
| Loan (principal) | PKR 15,000,000 |
| Total markup | PKR 32,420,006 |
| Processing fee | PKR 150,000 |
| Total cost | PKR 47,570,006 |
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How to use this calculator
- 1Enter the property price and your down payment.
- 2Add the bank's markup rate and tenure in years.
- 3Optionally add a processing fee.
- 4Review your monthly installment and total cost.
Formula & how it works
Standard EMI formula on the financed amount:
EMI = P × r × (1+r)n ÷ ((1+r)n − 1)
- P = property price − down payment
- r = annual markup ÷ 12
- n = tenure in months
Home Loan / Mortgage Calculator Pakistan
This home loan calculator helps you estimate the monthly installment on a house purchase in Pakistan. By adjusting the down payment, markup rate and tenure, you can quickly see what a property is likely to cost you each month and over the full term of the financing.
Comparing options? See the Vehicle Finance Calculator or check the impact of inflation on long-term plans.
Frequently asked questions
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