Fixed Deposit Profit Calculator Pakistan
Estimate the profit on a fixed or term deposit in Pakistan. Enter your principal, profit rate, tenure and compounding frequency to see your maturity amount, net profit and the withholding tax deducted — for filers and non-filers.
← Part of Investment Calculators Pakistan
Last updated: 1 July 2025
Maturity & profit
Your inputs are calculated in your browser and are not stored by CalcuPK.
Maturity composition
| Item | Amount |
|---|---|
| Principal | PKR 1,000,000 |
| Gross profit | PKR 120,055 |
| Less withholding tax | – PKR 18,008 |
| Net maturity | PKR 1,102,047 |
Formula & how it works
The calculator compounds your deposit and deducts tax on profit:
- Maturity = principal × (1 + rate ÷ n)n×years
- Withholding tax = profit × WHT rate (15% filer / 35% non-filer)
- Net maturity = principal + profit − tax
Example calculations
Example: PKR 1,000,000 at 11.5% for 1 year, compounded quarterly, earns roughly PKR 120,000 gross. After 15% filer withholding tax, your net profit is about PKR 102,000. Adjust the inputs above for your deposit.
Term Deposit Profit in Pakistan
Fixed deposits are a popular low-risk option. Remember the headline rate is before tax — filing keeps more of your profit. Compare other options in the Investment Calculators Pakistan hub, or check the bank profit tax calculator.