Why do non-filers pay more?

To encourage tax filing, Pakistan charges non-filers higher withholding rates — often around double, and more on some transactions like cash withdrawals and property.

Are these the exact rates?

These are simplified, illustrative headline rates. Real rates have thresholds, value bands and exemptions. Always verify with the FBR withholding tax rate card.

Advance / Withholding Tax Estimator Pakistan

Pakistan-focusedFormula explainedRates reviewedVerify before filing

Tax Year 2026Rates reviewed: 30 Jun 2025Verify with FBR

Estimate advance / withholding tax on a Pakistani transaction and see exactly how much more a non-filer pays than a filer.

Last updated: 1 July 2025

Transaction type

Sec 231AB — applies to non-ATL persons on daily cash withdrawals exceeding PKR 50,000.

Transaction amount

PKR

Filer status

Withholding tax

Estimated taxPKR 10,000

Applied rate1.0%

Net amount after taxPKR 990,000

Filer rate0.0%

Non-filer rate1.0%

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Filer vs non-filer tax

Filer (0.0%)PKR 0

Non-filer (1.0%)PKR 10,000

Potential saving by becoming a filer on this transaction: PKR 10,000.

Need help understanding this?

Tax rules can vary by situation. Consider speaking with a qualified Pakistan tax professional before making filing or investment decisions.

How to use this calculator

1Pick the transaction type.
2Enter the transaction amount.
3Choose filer or non-filer.
4See the tax, your net amount, and the filer saving.

Formula & how it works

Tax = amount × applicable rate (filer or non-filer)
Net amount = amount − tax
Filer saving = non-filer tax − filer tax