Freelancer & IT Export Tax Calculator Pakistan
Estimate your take-home income as a Pakistani freelancer or IT exporter after platform fees, bank charges, currency conversion and an estimated final tax — and compare PSEB-registered vs unregistered, filer vs non-filer.
Foreign income PKR mein convert hone ke baad, tax aur fees ke baad asal take-home kitni banti hai.
Last updated: 16 June 2026
Changing this updates every label, the exchange rate and the result.
Enter today's rate for 1 USD. No live FX is used.
Eligibility for the 0.25% rate
ATL treatment for this concession requires statutory verification, so it is not applied here as a condition of the 0.25% rate. Confirm your position with the FBR/PSEB.
Exported software or IT-enabled services, remitted through a banking channel, where you are PSEB-registered and on the ATL.
Exported services remitted through a banking channel that do not meet the PSEB/ATL conditions.
Work done for clients in Pakistan. This is ordinary business income — the export concession never applies to it.
Foreign income that did not come through a proper banking channel, or otherwise fails the export conditions. Taxed as ordinary income.
Any other Pakistan-source business income.
Tax by income stream
Your inputs are calculated in your browser and are not stored by CalcuPK.
| Income stream | Gross (PKR) | Basis | Treatment | Tax |
|---|---|---|---|---|
| PSEB-registered IT / ITeS export receipts | PKR 6,643,200 | 0.25% of gross export proceeds (s.154A — reported as final; verify) | Reported final | PKR 16,608 |
How this was calculated
Reported — verify against the official rate cardInputs used
- Currency received in
- USD
- Exchange rate
- 276.8 PKR per USD
- Amounts entered
- Monthly
- PSEB registered
- Yes
- Received via banking channel
- Yes
Formula
Each income stream is taxed on its own terms. Qualifying export proceeds are taxed at a concessional rate on GROSS receipts. Pakistan-source local income and other ordinary income are pooled, expenses are deducted, and normal rates apply to the profit. The export concession never reaches local income.
Step by step
- 1. PSEB-registered IT / ITeS export receiptsPKR 16,608
0.25% of gross export proceeds (s.154A — reported as final; verify)Gross PKR 6,643,200
- 2. Ordinary pool — taxable incomePKR 0
PKR 0 − PKR 0Export proceeds are NOT included in this base.
Reconciliation
PKR 6,643,200 − PKR 0 − PKR 16,608Rounding
No rounding during the calculation; displayed figures are rounded to the nearest rupee.
Sources & status
- Income Tax Ordinance 2001 — export of services regimeReported — verify against the official rate card
s.154A — 0.25% (reported as final) · effective 2024-07-01 · checked 2026-08-29
In force in law, but we have not confirmed this figure against the statutory text or an official rate card. It comes from professional summaries of the legislation — treat it as indicative and confirm before filing or transacting.
- Income Tax Ordinance 2001 — export of services regimeReported — verify against the official rate card
s.154A — 1% (reported as adjustable) · effective 2024-07-01 · checked 2026-08-29
In force in law, but we have not confirmed this figure against the statutory text or an official rate card. It comes from professional summaries of the legislation — treat it as indicative and confirm before filing or transacting.
Email me this result + a filing-season reminder
Only about this. No spam. Unsubscribe anytime. We never sell your data.
Formula & how it works
The calculator works through your income step by step:
- Gross PKR = foreign income × exchange rate
- less platform fee and bank charges
- qualifying export proceeds taxed at the concessional rate on GROSS receipts — 0.25% where PSEB-registered and received through a banking channel (reported as final; ATL treatment requires statutory verification); otherwise 1% (reported as adjustable)
- Pakistan-source local income and other ordinary income pooled separately, expenses deducted, and taxed at normal rates — the export concession never applies to it
- = net take-home per month and per year
The applied tax rate is derived from your PSEB registration, filer status and whether funds come through the banking channel — or you can override it. Every rate is an editable assumption.
Example calculations
Example: USD 3,000/month at PKR 276.8 is roughly PKR 830,000 gross. After a 10% platform fee and small bank charges, a PSEB-registered filer receiving through the banking channel keeps far more than an unregistered non-filer — the scenario table makes the gap explicit for your own numbers.
Why the four scenarios differ
Pakistan deliberately makes IT and IT-enabled service exports attractive, but the concession is conditional. PSEB registration, being on the Active Taxpayers List and using the banking channel together unlock the lowest assumed rate. Drop any of them and the effective rate rises. This is why two freelancers with identical earnings can take home very different amounts.
Pair this with the USD income to PKR calculator for a pure conversion view, the main freelancer tax calculator, or the freelancer tax guide for the full rules.