Mobile Recharge Tax Calculator Pakistan
Ever loaded PKR 1,000 and wondered where it went? Advance income tax (s.236, ~15%) is deducted at recharge, so about PKR 850 is credited. GST/FED on services is charged separately when you use the balance — by jurisdiction. This calculator shows both, and works in reverse.
1000 ka load karwaya, balance kam kyun mila? Recharge par 15% advance income tax katta hai — GST usage par alag lagta hai.
Last updated: 29 August 2026
The load / easyload amount before deductions.
Tax & charge rates (editable, reviewed 2026-08-29)
Advance income tax on the recharge (s.236). Adjustable for filers.
GST/FED on services (Rest of Pakistan: 19.5%) is a usage tax — shown separately below, not deducted from what is credited.
We work out how much to recharge to credit this much (advance income tax only).
Recharge about PKR 1,176 to credit PKR 1,000.
Balance credited after advance income tax
Your inputs are calculated in your browser and are not stored by CalcuPK.
| Item | Amount |
|---|---|
| Recharge amount | PKR 1,000 |
| Advance income tax (s.236) | PKR 150 |
| Balance credited | PKR 850 |
| Item | Amount |
|---|---|
| Usage GST/FED rate | 19.5% |
| If the whole credited balance is spent on taxable services | PKR 166 |
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Formula & how it works
Two taxes, collected at two different times — kept separate here:
- At recharge — advance income tax (s.236) on the load; balance credited = load × (1 − advance income tax rate)
- On usage — GST/FED on services, by jurisdiction, charged as you consume services (shown separately)
- optional service charge at recharge
To hit a target credited balance, the recharge is grossed up for the advance income tax only: recharge = target ÷ (1 − advance income tax rate).
Example calculations
Example: recharge PKR 1,000 with 15% advance income tax — about PKR 150 is deducted, crediting roughly PKR 850. To keep a full PKR 1,000 credited, load around PKR 1,176. GST/FED (16% in Islamabad, 19.5% in the rest of Pakistan, exempt in Gilgit-Baltistan) then applies separately as you use the balance. Adjust the rates above to match the latest notifications.
Where your mobile load goes
Prepaid users in Pakistan often feel their balance disappears faster than expected. The main reason is up-front deductions: advance income tax and GST/FED are taken at recharge, before you make a single call. Filers can usually adjust the advance income tax portion when filing their return, which is one more reason being on the Active Taxpayers List pays off.
The advance income tax on a recharge is federal and applies the same to every operator, but GST/FED on usage depends on your jurisdiction and operator service charges can differ, so do not assume every network is identical. For a Jazz-specific load-to-balance table and reverse calculation, use the Jazz balance calculator.