Zakat on Cash & Bank Balance in Pakistan
How Zakat works on cash and bank balances in Pakistan — the 2.5% calculation, the nisab, and a worked example. Informational only; consult a scholar.
← Part of Zakat Calculators Pakistan
Last updated: 1 July 2025
Calculate your Zakat
Open the Zakat calculator to total your cash, gold and assets and subtract debts.
Zakat on cash & bank balance
Cash in hand, current and savings account balances, and money owed to you are all zakatable wealth. Add them up, deduct any immediate debts you owe, and if the net total is above the nisab and has been held for a full lunar year, Zakat is due at 2.5%.
| Item | Amount |
|---|---|
| Cash + bank balance (example) | PKR 1,000,000 |
| Zakat rate | 2.5% |
| Estimated Zakat | PKR 25,000 |
How the 2.5% calculation works
Net zakatable wealth = (cash + bank + receivables + gold/silver + business assets) − immediate debts. Zakat = net wealth × 2.5%. The Zakat calculator totals everything for you and checks it against the nisab; see also the Zakat calculation guide.